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If Sprint is your carrier, you’ll have to download it. It currently comes preloaded on devices purchased from AT&T, T-Mobile, and Verizon.

Compatible Devices and CarriersĪs long as there is a built-in NFC chip, Android Pay works on any Android-powered smartphone phone that is running Android KitKat 4.4. However, before you tap-to-pay, you can still select your preferred card if you haven’t set-up a default option in Google’s latest digital wallet. The checkout process automatically begins whenever you’re in proximity to a NFC-terminal. If there isn’t anything to scan, you can manually enter this information after searching Google’s database. You can also manage gift cards and information for loyalty programs simply by scanning cards and barcodes.

Just like with Google Wallet, users can store their credit or debit card so that you can complete purchases quickly at retailers that have NFC-equipped payment terminals, as well as apps from select businesses.

Google released Android Pay, it’s version of a NFC payment system, in September 2015.